Effective Date: 01/01/2026

1. Introduction
Welcome to LoanMap. By accessing or using our mobile application and services provided by LoanMap, LLC, you agree to be bound by these Terms and Conditions.

2. SMS and Text Messaging Services (A2P 10DLC)
By providing your phone number during registration, you consent to receive SMS text messages from LoanMap, LLC.

Program Description: We send secure OTPs (One-Time Passwords) for account login, registration verification, and important security alerts.

Message Frequency: Message frequency varies based on your login and account activity.

Pricing: Message and data rates may apply depending on your mobile carrier.

Opt-out and Help: You can cancel the SMS service at any time by replying “STOP”. For assistance, reply “HELP” or contact our support team.

Carrier Liability: Mobile carriers are not liable for delayed or undelivered messages.

3. User Responsibilities
You must provide accurate information during registration. You are responsible for maintaining the confidentiality of your account credentials (such as OTPs) and for all activities that occur under your account.

4. Contact Us
If you have any questions about these Terms, please contact us at: contact@loanmap.app